You will read daily business and education news articles.

Couples over 50 years are more likely to divorce when the wife gets sick, study suggests

Rated couples on their wedding days to love each other in sickness and in health, but apparently, it’s not a promise that keep always. A new study published in the Journal of Health and social behavior, found that when a wife becomes ill, marriages are more likely to end in divorce than “until death do us part.”

Researchers at the Iowa State University looked at more than 50 pairs 2,701 years health and retirement study, conducted between 1992 and 2010. They wanted to see if a diagnosis of cancer, heart problems, lung diseases and/or potentially could affect marital outcomes. And it did, but only for women: a wife’s main disease was associated with a higher probability of 6 percent of subsequent divorce, while the disease of a husband had no effect divorce rates of any kind.

“This work has gotten a lot of pretty strong personal reactions from individuals that I’ve talked to,” Amelia Karraker, lead author of the study and an assistant professor of human development and family studies at Iowa State University, told The Huffington Post. “People have said, ‘This happened to my friend’ or ‘This happened to me — I got cancer and then my husband asked for a divorce.'”

Before you get too depressed, there are some caveats. For one, most divorces occur much earlier in life — around age 30 — than the older demographic of the study’s sample, so wives’ illnesses aren’t necessarily huge drivers of divorce in general. In fact, a 2010 study found that, in younger people, only a husband’s illness is a predictor of divorce.

Also, the recent findings don’t tell us why more couples are getting divorced after wives are diagnosed with major illnesses — the study just tells us that this pattern exists.But the work of caregivers often falls to spouses, which can be stressful for couples. Not to mention, studies have shown that women reported feeling more pain and depression after a diagnosis of chronic disease, which can also put a strain on a marriage.

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The Federal Government has no Idea of what Americans owe on student loans

Americans must collectively lenders about $1.32 trillion in their student loans. Or at least $1.14 trillion. Or maybe $1.16 trillion. Two years ago, it might have been only $708 billion.

The different figures – of, respectively, the Federal Reserve in Washington, the United States Department of education, the New York Federal Reserve Bank and the Federal Reserve in Washington estimate – underline a basic fact: the federal Government does not know much about student debt.

“The financial crisis made it obvious that the ability to understand and anticipate what is happening in the household sector is essential to measure the strength and the strength of the US economy,” William Dudley, President of the New York Fed, said on Wednesday. But after they ticking off a list of envelope a half-dozen questions about student debt, Dudley said that it was “very difficult to answer these questions with the existing data.”

On Wednesday, Dudley presided over a meeting of the federal authorities, regulators and researchers at the New York Fed to discuss the difficulties that they and the country face trying to capture a potential problem authorities hardly measurable. The stated objective was to “discuss current data gaps and explore ways to improve the quality and accessibility of existing data sources.” The meeting, whose call very effectively served as a recognition of the federal Government’s failure to adequately supervise the student loan market, was closed to the media.

However, conversations with those who attended, as well as comments, tweets by attendees, recent comments from officials and other sources of data prepared provide a track of some of the challenges that were discussed.

Federal officials cannot say how much borrowers should by their student loans or how many of them are criminals – statistics can easily call, home mortgages – despite the fact that the Department of education owns or guarantees both as 90 per cent of all student debt. In response to growing concern about student debt, the Department of education recently began publishing more detailed data on the federal student loan program. Yet figures criticism about late payment of loans and use plan of repayment in some areas of the program remain secret or unknown, the Department has apparently been willing to share crucial information with other agencies.

Teachers deserve better.

In case you haven’t noticed the education profession has been under attack as of late. The brunt of these attacks has been aimed at the very professionals who are tasked with positively impacting the lives of children each and every day – our teachers. In my mind education is the noblest of professions. Without education at some level virtually all other professions would be non-existent. This places our teachers at the forefront of molding young minds into the next generation of doers, thinkers, creators, leaders, and entrepreneurs. If there is ever a profession that should be revered as much as that of a doctor who saves lives it is that of a teacher.

Unfortunately there is a growing rhetoric and sentiment that the education system in America is broken and our teachers are to blame for this. New accountability systems have been championed and adopted across the country that reduces teacher effectiveness to a mere number.The algorithm adopted by many States, which frankly makes little sense, sets crunches data in an attempt to measure the quality of a teacher at his colleagues. Each State has different factors, their value added measurement (VAM) a teacher to go into that, but the dominant component is standardized test scores. Teachers are the real catalysts of change, the schools that work for children can create. Although countless studies of these instruments for the evaluation have really exposed the teachers have efficacy States with high octane ignore the research moves.

With such a focus on standardization in schools, many teachers to prepare a litany of exams, the students feel compelled as the data extrapolated from them for high-stakes evaluation are used. Administrators are also closely tied to these results also, so as a Kneejerk reaction creates an environment that is similar to a test-taking factory.The sole focus is to emphasis now on a test in contrast to learn. What results has the dissemination of an industrialized model of education, the reformers say they want to get away from, but the policies that support them only to help to get it. Happens this grim presentation of the schools in the country by people, who have no business operative education policy forcing teachers to leave the profession at alarming rates.

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Trade unions say they will sue Christie again about pension payments

New on fourteen unions representing public sector employees State announced Tuesday that they intend to sue Republican Governor Chris Christie, should contributions to the pension funds of State employees.

The threat of an additional lawsuit adds to the intrigue surrounding the draft budget that Christie made the week last in the fiscal year that begins July 1. Christie has used much of his speech to restate the case he made for the years – benefits pension and health insurance for employees of the Government are too costly and will continue to drag down spending on schools and other priorities and tax cutting almost impossible.

Unions also continued Christie on his contribution discounts for budget budget in 2014 and 2015.

Christie has cut the two year after a surprise State deficit.

A judge ruled that even if the State was legally required to make a greater contribution in the fiscal year that ended June 30, 2014, it would leave it stalled because of the emergency budget.

But the same jurist, Judge Mary Jacobson, ruled last week that Christie and lawmakers must repair on a payment by 2015 for a total of about $ 2.25 billion–nearly $1.6 billion more than what is included in the State’s spending plan for the current fiscal year. She said legislation 2011 signed by Christie gave the pension contributions of the ramp-down up the strength of the markets. Office of the Attorney general of the State, who argued on behalf of the Governor, was in the unusual position of arguing that he has signed a law, was unconstitutional.

Christie Administration plans to appeal the decision.Christie, who is preparing for a possible presidential run in 2016, denounced the decision and not public a is it intended for how he would handle it if he prevails on appeal.

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Students of the New – Mexico Out Walk on new Tests disputed United States

ALBUQUERQUE, nm (AP) – frustrated students during a new standardized test came out schools across the New Mexico in protest Monday that the reconsideration was granted.

The game came as millions of American students began to take more rigorous examinations with common core standards. Many parents and students across the country have ruled out examinations. Others make pressure on legislators and officials of education for change.

The test measures the performance of students and can be used in the evaluation of the teacher. Opponents say the tests would distract from real learning, put additional stress on the students and staff and waste of resources, especially in poor neighbourhoods.

Hundreds of Albuquerque high school students defy warnings by administrators that adolescents would not graduate and might face discipline after the disengagement.

Students took to the sidewalks near the school with signs and chanted as supporters honked their horns.

Julie Guevara, 16, said students are tired of testing and think it is depriving them of their overall education.

“We hope the Governor is listening to us and done something about it”, said Guevara. “We are not to go away and plan to do it again until analyses are performed.”.

Office of the Governor Susana Martinez did not immediately respond to a message seeking comment.

The walkouts and protests began last week in Santa Fe, and then continued to Carlsbad Friday.

Students from several schools in Las Cruces joined the movement Monday by walking out of class. Some signs adopted read more education, less stable,”and”out of the gate with the common trunk.

New Mexico schools administered tests known as the partnership for the assessment of readiness for College and careers.The test, making its debut this year in 11 other States, is a new generation of tests aligned with the core curriculum – standards adopted by 43 States that highlight the mathematical skills and language students must master in each category.

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Answers to ‘This’ ask!

Would you like to know when you meet your soul mate?

You want to know when is the right time, change your job or leave it to make your dreams come true?

Maybe when to start a family or moving or changing things for the better?

I will answer it all for you!

You meet your soul mate at the moment, you should they meet most likely, if you not not so desperate his look, and if you happen. not expect it so busy life get and wait to stop.

You expect hold the best and you visualize and write down what qualities are you looking for your soul mate, but not even crazy ride, get off and something to do constructive or fun, who knows you in they can find!

You can change or your job at leaving, when you take the required measures. This is completely in the control.Yes, even if you have to pay mortgage or rent to pay, if you badly want enough can it and make it possible, if it is, what should happen.

When is the right time to start a family? What is the right time? If you are seriously considering having children, what is the difference between three and twelve months for example? My point is, can and will happen it all, if it happens, if it is, what should happen! Sometimes medical topics does not allow you to have a family, of course, and not at all, sometimes admitted but I’m talking about your choice, when to start.

When is the right time move, or do I get to move? Anytime is the right time, and wherever you choose, the place is. You can let something happen.

When are going to change things for the better? If you will decide. If you the action and the choice!

Visualize, think, result in action to implement.

It works everything out, even if this is not the case, it only think to stop non-life or stop, decisions or measures. because of the fear of taking never give up!

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6 big misconceptions people have about personal branding online

During lunch last week, I was talking about a recent company in-house seminar I had done on personal branding online. As I watched from my chicken salad, I could see the surprise on my friend’s face. He did not understand. Is not entirely convinced that there is a need by paying attention to how he shows up digitally. He equates with waste of time. Bucket bag also found that any company would want to help their employees improve themselves amazing digital.

I explained that smart companies do it. Bucket bags understand that online profiles are for much more than simply search for your next job. Smart companies realize that these profiles are a reflection of their own personal and indirect reflection of the company. Bucket bag see that a workforce that understands how to use to their advantage of social networking can also serve as brand ambassadors for the company.

My friend’s reaction is not uncommon. And let’s face it-not all companies are smart.Although the importance of having a good digital profile is more easily accepted and acknowledged there is still a lot of mystery surrounding him. With it come many misconceptions. I offer you of what I see as the most common.

Personal Online Branding is not as important as Personal Branding In person. I will never not the value of the interaction of human beings. But your personal brand online has become as important as the offline version. Is always the first impression one gets of you. If you’re not giving thought to how you show up online, can never have the opportunity to shore up your stuff in person.

No one is ever going to Google me. Somewhere along the line of Google has become a verb. We have Google Location restaurant, holiday destinations and questions we want answered. Long ago we stopped buying anything for which we have not done an online search to investigate.Yet less than half of us claim to be aware that-as in people-we are searched and only 6% have set up any type of alert to let us know when our name is being mentioned somewhere in cyberspace.

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Can the Middle East put an end to its dependence on cheap oil?

By Tara Shirvani

The recent drop in the price of oil is a possibility an once-in-a-ten years for developing countries to reform its economic structure for the well-being of its population. Cost less than the global fuel price can provide a single channel for countries to carry out reforms of energy grant to develop programs of energy efficiency with a much smaller negative effects on population than the contrary.

But why should we act now? EH well, globally the Middle East region and North Africa (MENA) is now the second region most large consumers of energy in the world, after the Europe and Central Asia and assigns to 6% of the greenhouse (GHG) gas emissions related to the energy of the world (2005). On average, its energy intensity is now 60% higher than that of the OECD countries and 40% above the average of the world. The cost environmental, economic and societal of inaction have already started to significantly affect the inhabitants of the region.The health costs attributable to considerable local air pollution is estimated at about $5.3 billion, equivalent to 1% of gross national income in 2004 or 40 440 deaths per year. Compared with global averages, local emissions are almost 50 percent higher in urban areas led to the world average. This is primarily due to the combustion of fossil for the production, transport and electricity generation.

In the past subsidies on food and fuel has been designed as a way for the share of the oil wealth of the region with its citizens and considered as part of the “social contract” without regarding the effects on local air pollution. However, generalised subsidies are well-targeted or cost-effective as a tool of social protection and did not reach those who most need and instead, mostly benefit the well-to-do who consume more subsidized energy.

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The public schools of New York City teachers need your help

Governor Cuomo has important amendments to the teacher reviews in the State of New York. We want to let know the changes, from the perspective of a teacher, the this law to public schools – and in our profession –could bring, if it happens.

50% of the assessment of a teacher will be based on State test results. (It is currently 20%).
35% of a teacher evaluation based on the results of an outside “independent observers”, who perform a one-time visit, for the lessons. (This has never done before has been.) Currently our principal and Assistant to the Director, has observations 60%).
15% of the score of a teacher will be based on observations the principal or Assistant Principal. Most have exactly the people who best know our work, input in our review.
50% + 35% = 85% our evaluations is in the hands of our community is removed and placed in the hands of the State.

And then with these figures, each teachers rated ineffective two years in a row can be fired. Principals can have to say anything in this.

What could that be for our schools?

Realistically, many of us could be fired.

Every year.

And more of us love much away from the profession we can be pushed.

Here is something that none of the public be made clear. Even in schools where children do well on standardized tests, not many teachers. Teacher reviews is not based on their pupil raw results for the year, but whether their students from one year to the next improved. If a student with a ‘3’ calls to correct a few question in fourth-graders, as they that student has showed not the ‘added value’ in the 3rd, maybe her teacher to have taught. Although ruled the students of this class content.Even if there is only one question.

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10 quotes about the hard but rewarding work of a fusion family

Each week, parents in our Blended family Friday series give us the lowdown on the ups and downs of raising a half-sister.

Along the way, they’ve donated some very wise advice for other parents struggling to come together as a family. Here, we spotlight 10 of graceful things that they said about the blended family life.

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